Bank Accounts

Stay in full control of your business accounts in a simple and convenient way.

A business account is an important business tool that helps you manage your business finances and makes it possible to pay for your business transactions with both domestic and foreign partners. Learn more about our business account offer and choose the product that works best for your business.

Citi Priority Business Package

  • Account maintenance if you maintain an average monthly balance of a minimum of PLN 30,000 across all your business accounts (otherwise a standard fee of PLN 30 shall apply).
  • 30 first domestic online funds transfers in PLN.
  • All transfers to Social Insurance Company and Tax Office.
  • All auxiliary PLN accounts.

Citi Gold Business Package

  • Account maintenance if you maintain an average monthly balance of a minimum of PLN 100,000 across all your business account (otherwise a standard fee of PLN 100 shall apply).
  • Foreign auxiliary PLN accounts.
  • Cash withdrawals from all ATMs in Poland and overseas.
  • 60 first domestic online funds transfers in PLN.
  • All transfers to Social Insurance Company and Tax Office.
  • Cash deposits via all Citi Handlowy deposit machines.

Auxiliary Accounts

Auxiliary account is a convenient way to put away and manage funds for a specific purpose. To open the auxiliary account, you only need to have a Citi Handlowy primary account in PLN.

Discover the benefits

  • Possibility to open 39 auxiliary accounts (in both PLN and foreign currencies).
  • Greater transparency – you name and assign your each auxiliary account to your individual business partner.

Auxiliary account in a foreign currency is an absolute must for businesses working with global partners. It helps you make cash and non-cash payments in foreign currencies in Poland or overseas.

Discover the benefits

  • You can link your debit card to your EUR, USD or GBP accounts and pay for your purchases as well as withdraw cash with no currency conversion charges.
  • You can open 39 auxiliary accounts (in PLN and foreign currencies).

If you have a business and personal account relationship with us, you can:

  • Access your both accounts during one logon process to Citibank Online.
  • Instantly transfer funds between your personal and business accounts on the phone or, 24/7, via Citibank Online.
  • Pay no personal account maintenance fee if you meet the monthly fee exemption eligibility criteria.

You will pay no business account maintenance fee if:

In your Citigold Personal Account & Citigold Business:

  • you maintain an average monthly balance of a minimum of PLN 400 000 across all your personal accounts or

In your CitiPriority Personal Account & CitiPriority Business:

  • you maintain an average monthly balance of a minimum of PLN 30,000 across all your accounts or you maintain a monthly inflow of a minimum of PLN 5,000
    • AND
  • when the total amount of noncash transactions with the use of Citicard in points of sale in the given month is min. PLN 500

Minimum criteria:

  • The business must be registered within the territory of the Republic of Poland.
  • The turnover of the business cannot be more than PLN 15 MM per year.

Become a Citi Handlowy client

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