The insurance need calculator is presented for informational purposes only and the information provided in the calculator does not constitute an offer in the meaning of Article 66 of the Civil Code. The presented calculations do not include in particular the investment objectives, the financial situation or the individual needs that have not been indicated by the client. Purchase of the life insurance is a long-term obligation. The information generated by the calculator does not replace the professional advice. To find out more, please visit one of our branches.
Important Notes
Citi Handlowy shall not be responsible for any losses/damages incurred as a result of using this calculator.
For the purpose of these calculations, the indicated insurance/savings for the education of your child should be split into the indicated number of children in equal parts.
Please go back and tweak your answers to view the details.
Your Life Protection Required is the amount you need to ensure that your loved ones are well-provided for should anything unfortunate happen to you, taking into account their potential needs to allow them to maintain their current lifestyles.
Now that you know your Protection Required, let's find out your Protection Gap - the difference between the amount that you are currently protected for and the amount you need to make sure your family is adequately covered.
Target Retirement Planning is the amount you need to ensure for your carefree retirement.
Monthly savings needed is the amount you need to set aside every month until your retirement to cater to your retirement needs.
The gap between the amount that you currently have saved for retirement (this includes any existing retirement plan / savings) and the amount you need.
Total amount you would need for your child / children's education
Monthly savings needed is the amount you need to set aside every month until your kids enters university to provide financial security for your child / children's education and future
The difference between the amount that you have already saved for your child / children’s education (including any existing education plan) and the amount you need
Total amount you would need to accomplish your desired goal
Monthly savings needed is the amount you need to set aside every month for a defined period in order to accomplish your desired goal
Savings Gap is the difference between the amount that you have already saved for your goal and the amount you need to accomplish your goal
Gender
Age
Children
Income
Existing Life Insurance Plan
Existing Education Plan
Children Education Plan (Not Applicable)
Existing Retirement Plan
Other Significant Goals
Other Significant Goals
This is based on the amount of your current monthly income. You can change it for the calcualtion purpose.
This is based on 70% of your current monthly income. You can change it for the calculation purpose.