

Collect points for cashless transactions and exchange them for prizes!
-
For your first card transaction you will receive 1000 welcome points
-
Every PLN 5 spend is 1 point
-
Every PLN 5 spend with a program partner is 2 points
Reward Calculator
Expenses at Partner store
Other expenses
Discover the benefits
Choose special offer
How to apply for credit card in 3 simple steps?

-
Apply for credit card
Take the opportunity to apply for a credit card by yourself, just clicking the button below, or choose one of the special offers. Remember to provide income documents - more information on this can be found in the Terms&Conditions.
-
Make a selfie
You will verify your identity by taking a photo of your ID card and a photo of your face.
-
You will receive the card by post
If we positively assess your creditworthiness, we will send you the card by post along with activation instructions.
Documents
Additional information
-
Minimum requirements to apply for a credit card
Natural person
- Age - 18 years old or above
- Age - 18 years old or aboveMonthly net income - PLN 1200 min
- Length of service at the current company - min. 3 months
Economic activity
- Age - 18 years old or above
- Monthly net income - PLN 2500 min
- Self – employment - min. 2 years
Granting a Credit Card depends on a positive assessment of creditworthiness by Bank Handlowy w Warszawie S.A.
-
Representative example
-
Legal informations
Bank Handlowy w Warszawie S.A. Terms and conditions of the offer, Terms and conditions of Credit Cards and table of fees and commissions are available in the "Documents" tab.
Discounts and surprises at the Citi Specials benefits program apply to payments with Citibank cards. Detailed information about the Mastercard® Priceless® Specials program is available in the Priceless Specials Terms&Conditions available at www.mastercard.pl/specials.
Citi Handlowy and the Citi logo are registered trademarks of Citigroup Inc. group entities.