Savings Account

You pay no account maintenance fee if you are personal account owner.
You can deposit and withdraw money any time without loss of interest.
You start saving from the first 1 zloty paid into the account and the interest accruals are automatically added to the principal.
You can save in PLN or in a foreign currency: EUR, USD, GBP.
You have 24/7 access to your money thanks to Citibank Online, Citi Mobile app for smartphones.
The first cash withdrawal, internal funds transfer in any currency, and domestic funds transfer in PLN each month is free of charge. Otherwise, a fee according to the Banking Fees and Charges Table shall apply.
Your savings are safe with us thanks to the guarantee provided by the Bank’s Guarantee Fund.

PLN Savings Account Interest Rates for Citigold/Citigold Private Client/Citi Priority Account holders

Maximum Interest Rate 0.8
The Maximum Interest Rate on your PLN Savings Account is added to the Basic Limit and in the event of exceeding this limit, to the Additional Limit.
Personal Account Type	Citigold Private Client	Citigold	Citi Priority
Maximum Interest Rate Criteria	Maintain an average monthly balance of a minimum of PLN 200,000 across all your accounts held with the bank and active Customer Profile under the Terms and Conditions of Investment Products. For joint accounts, at least one of the account co-owners should meet the above criteria.		Maintain an average monthly balance of a minimum of PLN 30,000 across all your accounts held with us.
Basic Limit:	PLN 300,000	PLN 200,000	PLN 15,000
Additional Limit (surplus amount subject to the interest rate after the Basic Limit has been exceeded).	Equivalent of 50% of your current assets in Investment and Insurance Products at the end of the month for which the interest is accrued. (Products according to the Terms and Conditions of the Bank’s Investment Products. Your current engagement in the Bank’s Products is stated in the ‘Portfolio Analysis’ Report according to the Terms and Conditions of the Bank’s Investment Products.)
The interest on the balance subject to the Maximum Interest Rate are paid out within 7 business days following the end of the calendar month to which it applies.
Basic Interest Rate 0.10

Interest Rate on Savings Account for CitiKonto Personal Account holders

PLN

0.10

Via Citibank Online

Log on to Citibank Online. Select Time Deposits from the Investment and Deposits section.

Select the type of deposit that you want to open and the currency of your deposit: PLN, EUR, USD or GBP.

Select the term of your deposit, its amount and fill out its renewal instruction.

Approve the details of your deposit.

Over the phone

If you have a Personal Account with us you can open the Savings Account on the phone. To arrange the call with our advisor, click on the below link and fill out the form.

Arrange call with our advisor

Time deposits and savings accounts are available only to Citi Handlowy Personal Account holders. Aren’t you a Citi Handlowy account client yet? Check out our offer and choose the account that best fits your needs.

Apply

ACCOUNTS

ACCOUNTS

Via Citibank Online

Over the phone