Citibank BP-Payback Credit Card

Loyalty Program

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Loyalty Program

After your first transaction with the card, you earn welcome points:
- 3,000 welcome points for PAYBACK Gold Motocard
- 1,500 welcome points for PAYBACK Silver Motocard
For each PLN 2 spent at BP stations you earn 1 point.
For each PLN 5 spent at any store or merchant, you get 1 point. The points will not be earned for transactions made at other filling stations (except for BP stations).
You can redeem your points for rewards from the Partners’ catalogues:
You can earn a maximum of 1,000 points per month for your purchases made with the card. This does not apply to the points granted by PAYBACK Partners.
Car insurance discount:
- 4% discount if you pay with the card on any Link 4 insurance package (car, house or travel insurance). For more details, call (22) 444 44 44.

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Interest-free loan credit up to 56 days

Interest-free loan credit up to 56 days for non-cash transactions.
RRSO: ( 13,64% )

24/7 service and access

With Citibank Online, Citi Mobile or CitiPhone you can manage your finances from any place in the world!

Contactless payment technology

Make fast and convenient contactless payments using your Citibank Credit Card.

Enjoy amazing discounts with Citibank Credit Cards

Up to 50% off

Discounts of up to 50% available at nearly 5,000 merchants with Citi Rabaty.

A la Carte

Discounts at some of Poland’s best restaurants, hotels and SPA resorts.

Citi World Privileges

Special discounts on some of the most luxury brands, restaurants, hotels and SPA resorts around the world.

Find out more about our Discount Program. Watch a video:

EMV Chip

Citibank Credit Cards are microchip embedded cards. Your transactions at merchants are authorized by entering your unique PIN.

3D Security

Verified by Visa/MasterCard Secure code – additional security for your online transactions. In order to authenticate your online purchases, you will be asked to enter the code that will be sent to your mobile phone.

CitiAlerts

CitiAlerts help you stay in full control of your accounts thanks to SMS or e-mail updates.

Additional protection

Insurance for credit card holders in unexpected life situations related to travel and shopping.

200 million clients

200 million clients all over the world who have chosen Citibank.

72h

In the event of your card’s loss, the Bank takes responsibility for the transactions made without your knowledge and PIN up to 72 h before you report your card’s loss.

Suspicious transactions

Suspicious transaction system – created and applied only by the Bank protects against unauthorized use of your card.

Chargeback

If you paid with your credit card for the service that was not delivered (e.g. a trip), you can report this fact to us and we can initiate the chargeback proceedings on your behalf.

Check out our Discount Program. Watch video:

Minimum requirements

Income of PLN 1,200

21 years or older

For the self-employed, the minimum age is 21 years old and 2 years of professional experience

Become a Citi Handlowy client

FEES

Fees and Charges	Silver	Gold
Monthly fee of card’s use	PLN 0 if the monthly transaction exceed the amount of PLN 1000 or PLN 8	PLN 0 if the monthly transaction exceed the amount of PLN 2000 or PLN 18
Non-cash transactions fee	PLN 0	PLN 0
Fee for paying bills with your credit card	PLN 0	PLN 0
Fee for access to your credit card account via Citibank online, CitiMobile and Ipad app	PLN 0	PLN 0
Mandatory credit card insurance	NO	NO
	Apply now	Apply now

IMPORTANT DOCUMENTS

CREDIT CARDS