Trade Loan

Trade Loan is a product which enables companies to obtain current financing for trade transactions, both before and after delivery. This solution is designed first of all to ensure working capital required to perform trade obligations.

Trade Lonas may be provided in two variants:

• Seller Financing – where working capital is provided to finance the delivery of a trade order (pre-financing) or to obtain financing in advance to grant a deferred payment date to a contractor (financing connected with issuance of an invoice)
• Buyer Financing – where working capital is provided to make a prepayment to a supplier (either before or after the invoice is issued by the supplier).

Advantages

• financing before or after delivery, or both
• credit amount is paid upon a request submitted via an electronic banking system
• working capital is financed without receivables assignment to the Bank

Are you interested in our offer?

Please contact your Relationship Manager. Detailed information can be also obtained from:

Additional information

• Extract from the table of fees and commissions
  

The functionality of, the requirements and terms and conditions applicable to and the risks connected with the product are presented in detail in direct contact with a client showing interest in this product.