WARTA Aktywni

Compensation up to PLN 100,000 after an accident and assistance in recovery.

In everyday life, people try to be careful and not take unnecessary risks. But we know from experience that accidents happen every day – on the road, at home, at work or on a trip. And often they aren’t even our fault. WARTA Aktywni (Active) is a product prepared for Citibank Credit Card Holders to help them in case of unexpected emergencies.


THIS IS AN ADVERTISING/MARKETING MATERIAL

Ready-made coverage variants in case of accidents that could happen every day – while commuting, at home, at work or on a trip.
Up to PLN 100,000 after an accident and specialist assistance in recovery.
Up to PLN 500 a day for every day of hospitalization.
Benefit up to PLN 2,500 for stay at the Intensive Care Unit (ICU).
Benefit up to PLN 10,000 in case of death due to any cause as additional financial security for your loved ones.
Assistance of a wide range of specialists in case of emergencies, e.g. medical transport, post-hospitalization homecare, and a comprehensive support package for people from 55 years old, organization of participation in physical activities, hotlines: dietary, travel and sports hotlines, consultation with a dietitian on the phone.
Contract concluded without the requirement to undergo medical examination.
Insurance contract concluded for 1 year.
Simple procedure – just choose the coverage variant, pay the first premium with the credit card issued by the Bank, and the subsequent premiums will be collected automatically.
An insurance contract shall be concluded for a one-year period of insurance and may be extended for any number of such one-year periods of insurance provided that the policyholder is not older than 75 years of age on the day the contract is extended.
WARTA Aktywni insurance contract can be concluded by Clients holding a Citi Handlowy credit card, aged 55-70. The following conditions have to be met to conclude the insurance contract:
  • submission of an application to conclude an insurance contract via means of remote communication during a phone call,
  • approval of the application by the insurer,
  • payment of the premium by the policyholder.
The first Premium is collected automatically by the Bank from the Client’s Credit Card account; the subsequent premiums can be paid in the same way as the first premium or individually by the Client to Warta’s account maintained at the Bank.
During the first 30 days of the insurance coverage, WARTA's responsibility in case of death due to any cause is limited to the amount of the premium paid.
The insurer’s responsibility begins on the day indicated in the insurance policy as the beginning of the insurance period.
The insurance policy confirming the conclusion of the insurance contract shall be delivered by post to the indicated address. The document contains all necessary information such as the date of signing the contract, insurance policy number, the scope of insurance policy, the sum insured, and the amount of insurance premium.
During the term of the insurance contract, it is possible to submit an instruction indicating an authorized person, to whom the benefit will be paid in the event of death of the insured person – the form is available on www.warta.pl.
During the term of the insurance contract, it is possible to submit an instruction indicating an authorized person, to whom the benefit will be paid in the event of death of the insured person – the form is available on www.warta.pl
It is possible to submit an instruction to issue a policy copy at any time, e.g. by phone, by contacting WARTA at: +48 502 308 308 (calls paid as per rates offered by your operator).
In case of an event covered by the insurance, you need to submit an application for benefit payment. The form is available on www.warta.pl.

Important Information

  • WARTA Aktywni is an individual life insurance of Towarzystwo Ubezpieczeń na Życie “WARTA” S.A.
  • All the product details and the full list of exclusions of the insurer’s responsibility are included in the General Terms of Insurance – WARTA Aktywni available on www.warta.pl or www.citihandlowy.pl.
  • The Bank acts as an insurance agent carrying out agency activities on behalf of Towarzystwo Ubezpieczeń na Życie “WARTA” S.A., and is entered in the register of insurance agents maintained by the Polish Financial Supervision Authority. A Client may check the Bank’s entry in the above register by submitting an appropriate request to the Polish Financial Supervision Authority, especially in writing or by telephone. The Bank represents several Insurers – further details are available in the Product Sheet.
  • Another entity involved in the sales process is Mellon Poland Sp. z o.o., an insurance agent carrying out agency activities on behalf of Towarzystwo Ubezpieczeń na Życie “WARTA” S.A. Mellon Poland Sp. z o.o carries out activities in the scope of offering the conclusion of an insurance contract to the Bank’s Clients who agreed to the presentation of the offer, and in the scope of concluding WARTA Aktywni insurance contracts.
  • In the sales and whole life insurance service processes, the Bank applies the principles provided for in the “Recommendation for good practices in the Polish bancassurance market for protective insurance policies linked with bank products” issued by the Polish Bank Association (ZBP) together with the Polish Insurance Association (PIU).
  • This material does not include complete information and is not an offer within the meaning of Article 66 of the Civil Code.

Important informations

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