Cash operations - deposits

Effective cash management solutions

We cooperate closely with and support our clients by offering effective cash management solutions, making the cash depositing process convenient and simple.

Cash deposit types:

I. Open cash deposit
The traditional cash deposit, when money is counted in the presence of a depositor. This deposit can be made via:

Polish Post Office locations
- throughout Poland
- during post office business hours
- deposits made until 16:00 will be credited to the account on the same day
The bank branch
- at 7/9 Traugutta street in Warsaw
- deposits made at the branch will be credited to the account immediately

II. Closed cash deposit
Deposits delivered as cash packages prepared by the client (safe envelopes) in order to ensure fast, effective and convenient deposits and delivery of cash to operating accounts via:

Cash Operation Centres (COG)
- 37 locations in Poland
- 24/7 in selected locations
- deposits made until 13:00 will be credited to the account on the same day
Polish Post Office locations
- 500 selected locations in Poland
- during post office business hours
- deposits made until 16:00 will be credited to the account on the same day

Additional information regarding closed cash deposits:

Funds are credited to your company account no later than on the next business day after payment
The bank is responsible for control and ongoing monitoring of deposit cash flows
No minimum or maximum deposit amount

Closed cash deposit – deposit slip

Closed cash deposits need to be delivered to the bank along with one of the following Bank Deposit Slip (BDS) options:

a) a traditional BDW which is processed manually by the bank

b) an electronic bank slip (eBDS) which is processed automatically by scanning the QR code

Using an eBDS prevents errors that can occur when posting cash deposits (in the payment details, account number). The same content in the QR code will be presented on the bank account statement. The bank delivers to the client the eBDS, which is used to input payment details electronically in the deposit confirmation. Next, the client prints the confirmation with the QR code, which enables the bank to make automatic entries in the client’s account.

Closed cash deposit – reconciliation automation

Cash deposits can be connected with the SpeedCollect service to enable easy allocation of receivables.

SpeedCollect enables reconciliation automation of incoming payments by using commonly used financial and accounting systems. Thanks to virtual accounts, it is possible to generate electronic reports on cash deposits. This eliminates delays in the process of reconciliation and booking cash deposits as well as ensures more effective cash management.

Wpłaty gotówkowe

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Detailed information about fees and commissions, product functionality, requirements and conditions of product use, as well as related risks will be provided by the bank adviser.