Order submission (cut-off) times
Domestic ACH Transfer (Elixir) | |
---|---|
1. clearing session (on a business day) | 8 a.m. |
2. clearing session (on a business day) | 12 p.m |
3. clearing session (on a business day) | 3 p.m. |
Hour after which an instruction is considered to be
received the next business day (on a business day) |
5:30 p.m. |
Domestic RTGS Transfer (SORBNET) | |
---|---|
Hour after which an
instruction is considered to be received the next business day (on a business day) |
3 p.m. |
Domestic Instant Payment Transfer (Express Elixir) | |
---|---|
Business days | |
Executing instructions
on an ongoing basis with the booking date on the same business day |
from 2 a.m. to 10 p.m. |
Executing instructions
on an ongoing basis with the date of posting no
later than on the next business day (instruction execution time may be longer due to maintenance window) |
from 10 p.m. to 2 a.m. |
Days other than business days | |
Accepting transfers for
24 hours with the date of posting on the next
business day
(maintenance window from 2 p.m. on Saturday to 4 a.m. on Sunday). |
There may be periodic unavailability of the system, about which information will be made available on National Clearing House website (Polish only): https://www.expresselixir.pl/tabela-dostepnosci/.
Domestic ACH Transfer (Elixir) | |
---|---|
1. clearing session (on a business day) | 11 a.m. |
2. clearing session (on a business day) | 2:30 p.m |
3. clearing session (on a business day) | 5 p.m. |
The table presents approximate hours of booking incoming fund transfers, assuming the
process of the Bank’s accepting and booking the transfers is automatic, not
applicable to mass payments service.
Domestic RTGS Transfer (SORBNET) | |
---|---|
Ongoing accepting and booking of transfers received, up till 4.00 p.m. (on a business day). |
The table presents approximate hours of booking incoming fund transfers, assuming the process of the Bank’s accepting and booking the transfers is automatic.
Domestic Instant Payment Transfer (Express Elixir) | |
---|---|
Business Days | |
Accepting transfers on an ongoing basis with the booking date
|
from 2 a.m. to 10 p.m. |
Accepting transfers on an ongoing basis with the date of
posting no later |
from 10 p.m. to 2 a.m. |
Days other than business days | |
Accepting transfers on an ongoing basis
with the date of posting no later
than on the next business day (may be interruptions in execution of instructions due to maintenance work). |
There may be periodic unavailability of the system, about which information will be made available on National Clearing House website (Polish only): https://www.expresselixir.pl/tabela-dostepnosci/.
Internal Transfer (PLN Type) | |
---|---|
Business Days | |
Executing instructions on an ongoing basis with the booking
date |
from 2 a.m. to 10 p.m. |
Executing instructions on an ongoing basis with the date of
posting no later |
from 10 p.m. to 2 a.m. |
Days other than business days | |
Executing instructions for 24 hours a
day, except for unavailability from 2 p.m. on Saturday to 4 a.m. on Sunday, with the date of posting the next business day. |
The „PLN-Type” internal transfer is a transfer denominated in PLN, from a PLN account of a corporate client of the Bank, to a PLN account of a corporate client of the Bank. Such a transfer should be ordered using the “Domestic Fund Transfer” option.
There may be periodic unavailability of the system, of which information will be provided in advance.
Internal Transfer (other) | |
---|---|
Executing instructions on an ongoing basis (on a business day) | 5 p.m. |
The „Other-Type” internal transfer is a transfer denominated in a currency other than PLN, or requires currency conversion, or is sent to a consumer client of the Bank, or is ordered using the “Cross Border Fund Transfer” option (irrespective of the transfer currency).
If a transfer is denominated in a currency other than PLN, or requires currency conversion, it should be ordered using the “Cross Border Fund Transfer” option.
Currency | Value date D0 (today) |
Value date D+1, Value date D+2 |
---|---|---|
SEPA (EUR) | 3:00 pm | D+1 5:00 pm |
USD | 3:00 pm | 5:00 pm |
EUR | 3:00 pm | 5:00 pm |
GBP | 12:30 pm | 5:00 pm |
CHF | 12:00 pm | 5:00 pm |
SEK | 10:15 pm | 5:00 pm |
DKK | 12:30 pm | 5:00 pm |
NOK | 12:30 pm | 5:00 pm |
AUD | we do not realize with D0 | 3:00 pm |
JPY | we do not realize with D0 | 3:00 pm |
CAD | 12:30 pm | 5:00 pm |
KZT | we do not realize with D0 | 3:00 pm |
CNY | we do not realize with D0 | 3:00 pm |
CZK | 10:00 am | 5:00 pm |
HUF | 12:30 pm | 5:00 pm |
ZAR | 12:00 pm | 5:00 pm |
RON | 10:00 am | 5:00 pm |
TRY | 10:00 am | 5:00 pm |
BGN | 12:45 pm | 5:00 pm |
PLN | 1:00 pm | 5:00 pm |
ILS | We do not realize with D0 | 3:00 pm |
Other currencies | We do not realize with D0 | We do not realize with D+1 D+2 2:30 pm |
Incoming foreign transfers are booked by the end of the business day for the bank.